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BCT Debit Card smsGuardian™


Debit card protection with smsGuardian™, is a text alert service designed to help protect you against debit card fraud. Simply enroll your BCT debit card to receive text alerts on your mobile phone or tablet.


Free sign up. Free to use.

When you sign up for this free service, you get a text alert when your BCT debit card is used for:

  • International or out-of-state transactions
  • Fuel Transactions
  • Authorizations greater than $200
  • 4 or more transactions in 24 hours
  • Card purchases where the card is not present
  • Declined authorizations


If you receive a text alert about a transaction that seems fraudulent, simply reply to the text message as directed to have your card permanently blocked from further use. If the transaction is authorized by you, no further action is required.


Protect your BCT debit card today! 

FAQ's

Sign Up


Debit card text alert fraud prevention service provided by smsGuardian. Enrollment required for service activation. Message and data rates from your wireless carrier may apply. Your mobile device must have the ability to send and receive text messages. smsGuardian text alerts should not replace regular personal monitoring of your accounts. You may unsubscribe from this service at any time by visiting the smsGuardian website or by texting the word “STOP” in reply to a Guardian Alert.