• Minimum deposit of $10.00 required for children under 18 (adult may be required) to open account.
  • Minimum deposit of $50.00 (for those 18 or older) to open account
  • Interest is earned daily and credited quarterly
  • Detailed quarterly statement provided
  • Six (6) withdrawals from the account are allowed each month (additional withdrawals may be subject to a fee)
  • Free BCT NetTeller and Online BillPay
  • Free BCT Mobile Banking
  • Free BCT E-Statements
  • Free TouchLine 24 (Telephone Banking System 304-728-2424)
  • Free ATM card for the savings account that can be used to make withdrawals, transfer funds to another linked BCT account and to obtain balance information

Click here for Rates

Apply Online today through our secure account opening process.


Request information online or contact one of our convenient locations:

Charles Town 304-725-8431
Harpers Ferry 304-535-6336
Kearneysville 304-876-2563
Martinsburg 304-262-0089
Hedgesville 304-754-0000
Hagerstown 301-739-4228