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Type APR
New Auto 2019-2018 4.50%
Used Auto 2018-2016 5.00%
Used Auto 2015-2013 5.75%
Used Auto 2012 & older 6.25%
Annual Percentage Rates (APR) listed are as of December 1, 2018 and are subject to automatic payments from a BCT deposit account. APR may increase without automatic payments from a BCT deposit account, before or after consummation. Maximum term lengths apply and may be subject to other rates not shown. Minimum payment requirements apply. All loans require Vendor Single Interest Insurance (VSI). Credit and collateral is subject to approval.

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Type APR
Unsecured Home Improvement^ as low as 7.25%+
Annual Percentage Rates (APR) listed are as of December 1, 2018 and are subject to automatic payments from a BCT deposit account. APR may increase without automatic payments from a BCT deposit account, before or after consummation. Maximum term lengths apply and may be subject to other rates not shown. Credit is subject to approval.

^Minimum payment requirements apply.

*Primary residence with second lien position only. If loan exceeds the value of the dwelling, interest on the additional loan amount is not tax deductible. Consult a tax advisor.

+Not everyone will qualify for this rate.

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Type APR
1st Deed of Trust as low as 4.75%+
2nd Deed of Trust as low as 6.625%+
Annual Percentage Rates (APR) listed are as of December 1, 2018 and are subject to automatic payments from a BCT deposit account. APR may increase without automatic payments from a BCT deposit account, before or after consummation. Maximum term lengths apply and may be subject to other rates not shown. Credit and collateral is subject to approval.

*Primary residence with second lien position only. If loan exceeds the value of the dwelling, interest on the additional loan amount is not tax deductible. Consult a tax advisor.

+Not everyone will qualify for this rate.

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Type APR
Home Equity 5.25% variable
The Annual Percentage Rate (APR) listed is as of December 1, 2018. This is a variable rate based on WSJ Prime with 3.75% floor. Maximum APR over the life of the loan cannot exceed 18%. Collateral must be primary residence only. Credit and collateral is subject to approval. Costs: Lender's Title Insurance is required for lines exceeding $100,000. A Recordation Tax is charged for MD properties and is calculated based on the credit amount extended. MD fees can be approximately $7.60 per $1000. A Transfer Tax fee is charged for VA properties and is calculated based on the credit amount extended. VA fees can be approximately $.83 per $1000 for the County Tax and $2.50 per $1000 for the State Tax. Property insurance is required.

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Type APR
Lot Loans as low as 6.00%+
Annual Percentage Rates (APR) listed are as of December 1, 2018 and are subject to automatic payments from a BCT deposit account. APR may increase without automatic payments from a BCT deposit account, before or after consummation. Maximum term lengths apply and may be subject to other rates not shown. Credit and collateral is subject to approval.

+Not everyone will qualify for this rate.

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Type APR
Unsecured as low as 13.50%+
Unsecured Home Improvement^ as low as 7.00%+
Certificate of Deposit CD Rate + 2.00%
Savings/Money Market 5.99%
New Equipment 10.00%
Used Equipment 11.50%
Annual Percentage Rates (APR) listed are as of December 1, 2018 and are subject to automatic payments from a BCT deposit account. APR may increase without automatic payments from a BCT deposit account, before or after consummation. Maximum term lengths apply and may be subject to other rates not shown. Credit and collateral is subject to approval.

^Minimum payment requirements apply.

+Not everyone will qualify for this rate. 
 
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