• Active Checking is eligible for BCT Rewards
  • $50.00 minimum deposit will be required to open the account
  • Free BCT Visa® Debit Card
  • Free BCT NetTeller and Online BillPay
  • Free BCT Mobile Banking
  • Free BCT E-Statements
  • Free TouchLine 24 (Telephone Banking System 304-728-2424)
  • $5.00 monthly service fee that can be reduced or eliminated by meeting 4 of the following 6 requirements:
    • Receive a direct deposit during the statement cycle
    • Have at least 1 Direct Debit (which includes NetTeller Electronic Payments) during each statement cycle
    • Complete at least 12 transactions using your BCT Visa® Debit Card each statement cycle
    • Write 12 or less checks in the statement cycle
    • Have a combined deposit  balance of $500.00 or more with BCT in Checking, Savings and/or CDís or have a combined  loan balance of $1,000.00 or more
    • Receive E-Statements

*** For each 1 of the 4 qualifications selected from the above list, BCT will reduce the $5.00 fee by $1.25 to reduce or eliminate the charge up to a $5.00 maximum limit.

Apply Online today through our secure account opening process.


Request information online or contact one of our convenient locations:

Charles Town 304-725-8431
Harpers Ferry 304-535-6336
Kearneysville 304-876-2563
Martinsburg 304-262-0089
Hedgesville 304-754-0000
Hagerstown 301-739-4228