CERTIFICATE OF DEPOSIT & IRA

Certificate of Deposit

Click here for Rates

  • Minimum deposit of $1,000.00 required to open most CD accounts
  • Earns a higher market rate of interest
  • Interest can be compounded or deposited into a BCT account
  • Flexible terms up to five years
  • Automatic renewal at maturity option
  • FDIC insurance up to $250,000.00

IRA Certificate of Deposit

Click here for Rates

  • Minimum deposit of $500.00 to open account
  • Guaranteed fixed rates
  • Flexible terms up to five years
  • No annual fee
  • At age 59 1/2, owner can elect to have money distributed penalty free; at age 70 1/2 mandatory distributions are required
  • Interest compounded quarterly
  • Direct rollovers and transfers from other IRAs
  • Flexible contributions - one lump sum or small installments.
  • BCT provides the regulatory information needed for tax purposes. Maximum annual contributions may apply.

 

FOR MORE INFORMATION

Request information online or contact one of our convenient locations:

Charles Town 304-725-8431
Harpers Ferry 304-535-6336
Kearneysville 304-876-2563
Martinsburg 304-262-0089
Hedgesville 304-754-0000
Hagerstown 301-739-4228