UNSECURED HOME PROJECT LOAN

  • No Collateral Required!
  • No Processing Fee

Fixed Rate Loan

5 year Term* 5.99% Annual Percentage Rate (APR) with automatic loan payment from BCT account
6.49% without automatic payment
   
10 year Term* 8.99% APR with automatic loan payment from BCT account
9.49% without automatic payment
  • Loans up to $25,000
  • Subject to credit qualification
  • Offer not applicable to current loans or any refinancing

*Example of Monthly payments for various Loan Terms

Term of Loan

Annual Percentage Rate

Monthly payment per $1000 borrowed

5 year (60 month)

5.99%

$19.33

5 year (60 month)

6.49%

$19.57

10 year (120 month)

8.99%

$12.67

10 year (120 month)

9.49%

$12.94

HOME EQUITY LOANS

  • No Closing Costs^
  • Will finance up to 90% Loan to Value (LTV)

Fixed Rate Loan

  • Loan minimum is $5,000, Loan Maximum is $100,000
  • Only available for Primary Residence
  • Subject to credit qualification and available equity

Home Equity Line of Credit

  • Loan minimum is $5,000, Loan Maximum is $100,000
  • Low Variable Rate, based on WSJ Prime with 3.75% APR (Annual Percentage Rate)
  • Only available for Primary Residence
  • Subject to credit qualification and available equity

^ No Closing Cost offer available for West Virginia properties only, contact lender for details

OTHER NO COST AND 125% LTV HOME EQUITY PRODUCTS
AVAILABLE CONTACT US !!

FOR MORE INFORMATION

Request information online or contact one of our Loan Officers:

Charles Town  Harpers Ferry  Kearneysville  Martinsburg Hedgesville Hagerstown
Kim DeSarno
(304) 728-2427
NMLS ID 466999

Shelly Holmes
(304) 728-2459
NMLS ID 812118 
(304) 535-6336  (304) 876-2563  David Dalton
(304) 262-0089
NMLS ID 849332
(304) 754-0000 (301) 739-4228