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DEPOSIT RATES

 
Checking Accounts
Account Type APY* Interest Rate Minimum to Open Minimum Balance to Earn APY
Personal Money Market, Community Money Market, Business Money Market 0.20% 0.20% $50 up to $49,999.99

0.30% 0.30% $50 $50,000.00 - $99,999.99

0.50% 0.50% $50 $100,000.00 & above
*APY = Annual Percentage Yield. The APY and Interest Rate listed are as of June 1, 2020. These are variable rate accounts, subject to change on any banking day. Fees could reduce earnings on these accounts. 

Savings Accounts
Account Type APY¹ Interest Rate Minimum to Open Minimum Balance to Earn APY
Statement Savings 0.05% 0.05% $50 $0
Centsables 0.05% 0.05% $10 $0
Christmas Club Savings 0.05% 0.05% $5 $0
¹ APY = Annual Percentage Yield. The APY and Interest Rate listed are as of June 1, 2020. These are variable rate accounts, subject to change on any banking day. Fees could reduce earnings on these accounts   


For Certificate of Deposit (CD) and Individual Retirement Account (IRA) rates, visit any of our convenient banking offices in the Eastern Panhandle of West Virginia, Hagerstown, Maryland, or Loudoun County, Virginia.