Get in Touch

Give us a Call

Local 304-725-8431

Toll Free 800-296-8431

Lost Debit Card 888-297-3416

DEPOSIT RATES

 
Checking Accounts
Account Type APY* Interest Rate Minimum to Open Minimum Balance to Earn APY
Personal Money Market, Community Money Market, Business Money Market 0.20% 0.20% $50 up to $49,999.99

0.30% 0.30% $50 $50,000.00 - $99,999.99

0.50% 0.50% $50 $100,000.00 & above
*APY = Annual Percentage Yield. The APY and Interest Rate listed are as of August 1, 2019. These are variable rate accounts, subject to change on any banking day. Fees could reduce earnings on these accounts. 

Savings Accounts
Account Type APY¹ Interest Rate Minimum to Open Minimum Balance to Earn APY
Statement Savings 0.05% 0.05% $50 $0
Centsables 0.05% 0.05% $10 $0
Christmas Club Savings 0.05% 0.05% $5 $0
¹ APY = Annual Percentage Yield. The APY and Interest Rate listed are as of August 1, 2019. These are variable rate accounts, subject to change on any banking day. Fees could reduce earnings on these accounts   

Certificates of Deposit (CDs)
Time Accounts APY² Interest Rate Minimum to Open Minimum Balance to Earn APY
91 Day 0.25% 0.25% $1,000 $0.00
182 Day 0.35% 0.35% $1,000 $0.00
12 Month 0.50% 0.50% $1,000 $0.00
18 Month 0.60% 0.60% $1,000 $0.00
24 Month 0.75% 0.75% $1,000 $0.00
30 Month 0.85% 0.85% $1,000 $0.00
36 Month 1.00% 1.00% $1,000 $0.00
48 Month 1.25% 1.25% $1,000 $0.00
60 Month 1.51% 1.50% $1,000 $0.00
² APY = Annual Percentage Yield. The APY and Interest Rate listed are as of August 1, 2019. Rates subject to change on any banking day. A penalty may be imposed for early withdrawal. 

Individual Retirement Accounts (IRAs)
Time Accounts APY³ Interest Rate Minimum to Open Minimum Balance to Earn APY
12 Month 0.50% 0.50% $500 $0.00
18 Month 0.60% 0.60% $500 $0.00
24 Month 0.75% 0.75% $500 $0.00
30 Month 0.85% 0.85% $500 $0.00
36 Month 1.00% 1.00% $500 $0.00
48 Month 1.25% 1.25% $500 $0.00
60 Month 1.51% 1.50% $500 $0.00
³ APY = Annual Percentage Yield. The APY and Interest Rate listed are as of August 1, 2019. Rates subject to change on any banking day. A penalty may be imposed for early withdrawal.