Bank of Charles Town Mission Statement

Bank of Charles Town strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards; and employing capital with the objective of maximizing shareholder returns through earnings and dividend payments.

Bank of Charles Town Core Values


Integrity is the most important characteristic in all dealings with customers and employees.

Customer Service

We must provide the best service possible because it is the only thing that separates us from our competition. We pride ourselves in providing the highest quality of service to our customers and the community.


We are a “for profit” company that must earn a competitive rate of return for our stockholders in order to grow and remain independent.

Excellent Work Environment

Part of our commitment to excellence in the banking industry is to provide an environment employees need to do their job effectively and to achieve job satisfaction. A good work environment where employees have fun and are provided with opportunities to grow is essential for us to be a successful company.

Community Focus

We must never forget that we are a community bank that serves the needs of our local area.

Employee Benefits

Bank of Charles Town offers an attractive Benefits Package Plan to all fulltime employees.

Benefits include:

  • Paid Vacation & Sick Leave
  • Paid Holidays
  • Health/Dental/Vision Coverage
  • Health Reimbursement Plan
  • Life Insurance
  • 401K Plan
  • Long-Term Disability
  • Short-Term Disability
  • Tuition Reimbursement


Career Opportunities

BCT currently employs over 100 career professionals such as:

  • Tellers
  • Customer Service Representatives
  • Commercial, Retail and Mortgage Lending Representatives
  • Trust & Investment Specialists

Operations Departments include:

  • Auditing
  • Finance
  • Information Technology

Career opportunities are available to employees through promotion, transfer, and other job changes. Our goal is to provide all employees with challenging and rewarding career opportunities in a professional work environment.

Open Positions

Position Location


Part-time Teller I Harpers Ferry Branch High school diploma or general education degree (GED).
Mortgage Division Sales Manager To Be Determined Four year college degree, or equivalent banking industry experience, required. 5 years experience in the mortgage lending industry and 2 years experience as a sales leader.
Full-time Teller I Martinsburg Branch High school diploma or general education degree (GED).
Commercial Loan Documentation Specialist II Charles Town High school diploma or general education degree (GED) with at least 4 years of financial services experience and/or 2 years of lending experience. Commercial loan processing experience is preferred.

EOE (Equal Opportunity Employer)

Click here to download our employment application

Employment applications/resumes should be forwarded to:

Diane Armstrong
Human Resources Director

111 E. Washington St.
P.O. Box 906
Charles Town, WV 25414