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Give us a Call

Local 304-725-8431

Toll Free 800-296-8431

Lost Debit Card 888-297-3416

Because we are a locally owned community bank, our commercial loan approvals are made in-house.

This means you’ll enjoy quick decisions from our professional and responsive commercial banking staff. A full range of commercial loans at competitive rates are available, including:

  • Construction lines of credit
  • Land acquisition and development loans
  • Vehicle and equipment loans
  • Working capital lines of credit
  • Letters of credit
  • Commercial real estate loans

Let's Begin! 

Bring your completed Commercial Loan Application and your Personal Financial Statement , along with the last three (3) years of personal and business tax returns to one of our branches to get started on a commercial loan request today! 

Financial Calculators

Our calculators can help determine your monthly payments on commercial loans, as well as goals to help you stay on budget. Visit our Calculator Page .

For More Information 

Visit one of our branches , contact one of our Loan Officers, or complete our online contact form today.

Eastern Panhandle of WV

Raymond Goodrich | NMLS #834507
304-728-2497 | Email

David Dalton NMLS #849332
304-728-2455 | Email

Scott Slick NMLS #1710383
304-262-0089 | Email


Washington  County, MD

Aaron Howell NMLS #1203142
301-739-4228 | Email

Loudoun County, VA

Kitty Kearns | NMLS #507058
703-473-2120 |

Grant Wetmore NMLS #1097556
540-687-5304 | Email