Because we are a locally owned community bank, our commercial loan approvals are made in-house. You'll enjoy the benefit of quick decisions from our professional and responsive commercial banking staff.

A full range of commercial loans are available, all at competitive rates. Commercial Loan products include:

  • Construction Lines Of Credit
  • Land Acquisition And Development Loans
  • Vehicle And Equipment Loans
  • Working Capital Lines Of Credit
  • Letters Of Credit
  • Commercial Real Estate Loans

To initiate a commercial loan request, you will need the following information:

  • Commercial Loan Application - Download pdf or doc file
  • Last 3 years of personal tax returns
  • Signed and dated personal financial statement - Download pdf or xls file
  • Last 3 years of business tax returns and/or financial statements

Financial Calculators: Our calculators can help you determine what your monthly payments on business loans would be and help you with your business goals. Visit our Calculator Page with over 50 additional Financial Calculators.


Request information online or contact one of our loan officers:

Joshua Householder NMLS ID 1203143 304-728-2432
Aaron Howell NMLS ID 1203142 304-728-2482
Steve Michael NMLS ID 1203144 304-728-2451
Arch A. Moore III NMLS ID 1097555 304-728-2497