APY* and Interest Rates are current as of March 9, 2010
Rates are subject to change at any time. Please
contact your nearest branch location or call our Customer
Service for rate information and for any questions you may have
about our accounts.
To view rate information click on the links below.
Show All Rates | Hide All Rates
| Checking Accounts |
Checking AccountsClose | Account Type | Balance Tiers | APY* | Interest Rate | Minimum to Earn APY* |
|---|
| BCT Smart Checking™ | $.01-$25,000.00 | 4.44% | 4.35% | $0.01 | | | $25,000.01 and above | 0.15% | 0.15% | | | Silver Checking | N/A | N/A | N/A | N/A | | Gold Checking | N/A | 0.15% | 0.15% | $1,000.00 | | Platinum Checking | $.01-$4,999.99 | 0.15% | 0.15% | $0.01 | | | $5,000- $24,999.99 | 0.25% | 0.25% | $0.01 | | | $25,000- $99,999.99 | 0.25% | 0.25% | $0.01 | | | $100,000 and above | 0.50% | 0.50% | $0.01 | | Peak Performance Money Market | $.01 - $24,999.99 | 0.25% | 0.25% | $0.01 | | | $25,000 - $49,999.99 | 0.50% | 0.50% | $0.01 | | | $50,000 - $99,999.99 | 0.75% | 0.75% | $0.01 | | | $100,000 and above | 1.25% | 1.24% | $0.01 |
*APY = Annual Percentage Yield
These are variable rate accounts, subject to change on any banking day.
You must meet the account qualifications for the BCT Smart Checking™ account to earn the premium interest rate. If you do not meet the account qualifications, a rate of 0.15% is paid on the entire balance for the month the account qualifications are not met. Click Here for more information about the account qualifications.
Fees could reduce earnings on these accounts. |
| Savings Accounts |
Savings AccountsClose | Account Type | Balance Tiers | APY* | Interest Rate | Minimum to Earn APY* |
|---|
| Savings | N/A | 0.10% | 0.10% | $0.01 |
*APY = Annual Percentage Yield
This is a variable rate account, subject to change on any banking day.
Fees could reduce earnings on this account. |
| Certificates of Deposit |
Certificates of DepositClose | Account Type | APY* | Interest Rate | Minimum to Open | Minimum to Earn APY* |
|---|
| 91 Day | .50% | .50% | $1,000.00 | $1,000.00 | | 182 Day | .70% | .70% | $1,000.00 | $1,000.00 | | 12 Month | .90% | .90% | $1,000.00 | $1,000.00 | | 18 Month | 1.25% | 1.24% | $1,000.00 | $1,000.00 | | 24 Month | 1.35% | 1.34% | $1,000.00 | $1,000.00 | | 30 Month | 1.60% | 1.59% | $1,000.00 | $1,000.00 | | 36 Month | 1.80% | 1.79% | $1,000.00 | $1,000.00 | | 48 Month | 2.00% | 1.99% | $1,000.00 | $1,000.00 | | 60 Month | 2.90% | 2.87% | $1,000.00 | $1,000.00 |
*APY = Annual Percentage Yield
Fees could reduce earnings on these accounts.
A penalty will be imposed for early withdrawals on accounts. |
| IRA Certificates of Deposit |
IRA Certificates of DepositClose | Account Type | APY* | Interest Rate | Minimum to Open | Minimum to Earn APY* |
|---|
| 12 Month | .90% | .90% | $500.00 | $500.00 | | 18 Month | 1.25% | 1.24% | $500.00 | $500.00 | | 24 Month | 1.35% | 1.34% | $500.00 | $500.00 | | 30 Month | 1.60% | 1.59% | $500.00 | $500.00 | | 36 Month | 1.80% | 1.79% | $500.00 | $500.00 | | 48 Month | 2.00% | 1.99% | $500.00 | $500.00 | | 60 Month | 2.90% | 2.87% | $500.00 | $500.00 |
*APY = Annual Percentage Yield
Fees could reduce earnings on these accounts.
A penalty will be imposed for early withdrawals on accounts. |
