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Consumer Loans

Automobile Loans

When it’s time for you to purchase a new or used vehicle, BCT has the competitive rates and terms that you need. Contact one of our retail loan officers for details.

Personal Loans

BCT offers personal loans with flexible terms that can be used for vacation, back to school expenses, home furnishings, computers, major vehicle repairs, medical expenses, or to consolidate small bills. Short term personal loans are also available. Contact one of our retail loan officers for details.

Recreational Vehicles

BCT can finance the purchase of your motorcycle, boat, motor home, ATV, and travel trailer. Contact one of our retail loan officers for details.

Home Equity Loans

Choose the variable or a fixed rate option that’s right for your situation. Contact one of our experienced retail loan officers today for additional information about our “No Closing Cost” home equity line of credit.

Lot Loans

If you’re looking to purchase land to build your dream home, BCT is here to help. 100% financing is available. Contact one of our retail loan officers for details.

For your convenience, the following is a list of our experienced consumer loan officers.

Charles Town Harpers Ferry Kearneysville 
Donna Burns
(304) 728-2416

Kim DeSarno
(304) 728-2427

Ray Bromley
(304) 728-2494 
Susan Clark
(304) 535-6336

Nancy Baker
(304) 535-6336 
Shelly Holmes
(304) 876-2563 
Martinsburg Hedgesville  
Tammy Hefner
(304) 262-0089 
Angela Ferrari
(304) 754-0000 
 
Member FDIC | Equal Housing Lender