| Account Type | More Info | Monthly Service Charge | Minimum to Open | Minimum to earn APY |
|---|
| Silver Checking |
More» |
None |
$0.00 |
N/A |
- No minimum deposit required
- Free VISA® debit/ATM card
- Unlimited check writing privileges
- “Bounce Protection” (Overdraft protection available to qualified applicants; a $28.00 per item fee charged for all debits creating an overdraft.)
- Free NetTeller with BillPay
- Detailed monthly statement with check images
- Bank by mail
- Touchline24 (telephone banking information system 304.728.2424)
- FDIC insurance up to $100,000.00
|
| Gold Checking |
More» |
None |
$1,000.00 |
$1,000.00 |
- Minimum deposit of $1,000.00 to open account
- Free VISA® debit/ATM Card
- Competitive rate of interest paid when account maintains a minimum balance of $1000.00.
- Unlimited check writing privileges
- “Bounce Protection” (Overdraft protection available to qualified applicants; a $28.00 per item fee charged for all debits creating an overdraft.)
- Free NetTeller with BillPay
- Detailed monthly statement with check images
- Bank by mail
- Touchline24 (telephone banking information system 304.728.2424)
- FDIC insurance up to $100,000.00
|
| Platinum Checking |
More» |
None |
$5,000.00 |
$0.01 |
- Minimum deposit of $5,000.00 to open account
- Free VISA® debit/ATM Card
- Free first order of checks
- Higher yielding tiered interest bearing account – tiered rates begin at $.01 with increases at $5,000.00, $25,000.00 and $100,000.00
- Unlimited check writing privileges
- “Bounce Protection” (Overdraft protection available to qualified applicants; a $28.00 per item fee charged for all debits creating an overdraft.)
- Free NetTeller with BillPay
- Detailed monthly statement with check images
- Bank by mail
- Touchline24 (telephone banking information system 304.728.2424)
- FDIC insurance up to $100,000.00
|
| Peak Performance Money Market |
More» |
None |
$5,000.00 |
$0.01 |
|
(Consumer and Business Accounts)
- Minimum deposit of $5,000.00 to open account
- Higher yielding tiered interest bearing account – tiered rates begin at $.01 with increases at $25,000.00, $50,000.00 and $100,000.00
- “Bounce Protection” (Overdraft protection available to qualified applicants; a $28.00 per item fee charged for all debits creating an overdraft.)
- Free NetTeller and Free Online BillPay
- Detailed montly statement with check images
- Bank by mail
- Touchline 24 (telephone banking information system 304.728.2424)
- Unlimited in person and ATM transactions per month
- Limited 6 transactions per statement cycle (not conducted in person at a BCT branch or BCT network ATM – no more than 3 of the 6 transactions can be by draft or check)
- $10.00 fee charged for each transaction exceeding the 6 allowable transactions
- FDIC insurance up to $100,000.00
|
| Business Checking |
More» |
None |
$0.00 |
$0.01 |
- No minimum deposit required
- Free Business VISA® debit/ATM card
- Unlimited check writing privileges
- Free NetTeller internet banking with optional Business NetTeller at $24.95 per month
- Free personalized deposit stamp with new account only
- CD of check images available for $28.00 plus consumer sales tax
- FDIC insurance up to $100,000.00
|
| Savings Account |
More» |
None |
$10.00 - under 18 yrs.
$50.00 - over 18 yrs. |
$0.01 |
- Minimum deposit of $10.00 required for children under 18 (adult may be required) to open account.
- Minimum deposit of $50.00 (for those 18 or older) to open account
- Interest is earned daily and credited quarterly
- Detailed quarterly statement provided
- 6 withdrawals from the account are allowed each month (additional withdrawals may be subject to a fee)
- Free NetTeller
- Free ATM card for the savings account that can be used to make withdrawals, transfer funds to another linked BCT account and to obtain balance information
- FDIC insurance up to $100,000.00
|
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