Potomac Bancshares Inc. (PTBS.OB)
Parent Company for Bank of Charles Town “BCT”
- Potomac Bancshares Inc, founded in 1994, is the one bank holding company for Bank of Charles Town, established in 1871.
- BCT has the distinction of being the largest bank both in assets and market share in Jefferson County, West Virginia.
- Jefferson County, West Virginia, is adjacent to Loudoun County, Virginia, one of the fastest growing counties in the country.
- Jefferson County is one of the fastest growing counties in West Virginia.
- BCT has five full service locations in the Eastern Panhandle of West Virginia and a Loan Production Office in Winchester, Virginia.
- Potomac Bancshares Inc. is an over-the-counter stock and is actively traded (see “market makers”).
| Potomac Bancshares, Inc. |
|---|
| Years Ended Dec. 31 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 |
|---|
| Year End Stock Price | $7.50 | $11.50 | $14.00 | $17.25 | $15.50 | $12.20 |
| EPS | $0.67 | $0.75 | $0.89 | $1.05 | $1.16 | $1.03 |
| Stock Price/EPS | 11.2x | 15.3x | 15.7x | 16.4x | 13.4x | 11.8x |
| Tangible Book Value | $5.86 | $6.15 | $6.58 | $7.23 | $7.78 | $8.52 |
| Stock Price/TBV | 1.3x | 1.9x | 2.1x | 2.4x | 2.0x | 1.4x |
| Dividend Per Share | $0.24 | $0.26 | $0.29 | $0.33 | $0.38 | $0.42 |
Purchasing Stock
Market makers for PTBS stock are:
- Scott & Stringfellow Inc., (800) 476-3547 - Hammet W. Hough
- Koonce Securities Inc., (800) 368-2806 - Lewis Sosnowik
- Ferris Baker Watts Inc., (800) 344-4413 - Hammond Urner
Stock Transfer Agent
For stolen or lost stock certificates, ownership changes, etc., please contact:
- American Stock Transfer Inc., (800) 937-5449 – Paula Carapolli
To Contact Us
- Robert F. Baronner Jr., President and CEO
Potomac Bancshares Inc.
111 East Washington Street
Charles Town, WV 25414
(304) 728-2431